LibGuides: Personal Finance: Debt

Car Loans

Financial Industry Regulatory Authority (FINRA) Investor Education Foundation: The True Cost of Owning a Car
This is a lesson plan for high school students that teaches how to calculate their monthly payment based on financing options, estimate vehicle registration costs, title fees and sales tax, understand the need for and cost of car insurance, accurately determine and budget for common maintenance costs,
and to estimate monthly fuel consumption and budget

Consumer Financial Protection Bureau (CFPB) Credit Card Agreements and Surveys
This site has information about credit cards, including general credit card agreements and college credit card marketing agreements. They have developed a developed a shorter, simpler credit card agreement called Know Before You Owe: Credit Cards that spells out the terms for the consumer.
Financial Industry Regulatory Authority (FINRA) Investor Education Foundation Before You Choose a Credit Card
This is a lesson plan for high school students that teaches them how to identify different types of credit cards, evaluate the differences between credit offers, understand typical fees associated with credit accounts, calculate the minimum monthly payment required on a credit card, and determine how to avoid finance charges.
Financial Industry Regulatory Authority (FINRA) Investor Education Foundation Credit Score
This is a lesson plan for high school students that teaches them what a credit score is, how can a good credit score benefit you, how can a good score turn bad, how can a bad score hurt you, and what the most important thing you can do to protect and/or improve your credit score.
Federal Trade Commission - Free Credit Reports
Learn how to get free credit reports — and why it’s a good idea.

Financial Industry Regulatory Authority (FINRA) Investor Education Foundation Debt Elimination
This is a lesson plan for high school students that includes information about how to calculate the minimum monthly payment required to reduce a debt, understand two different approaches to achieving debt-free living, calculate time frames and budget requirements for eliminating debt, determine which debt elimination approach fits their comfort zone.
Debtors Anonymous
Debtors Anonymous offers hope for people whose use of unsecured debt causes problems and suffering. They believe that compulsive debting is a spiritual problem with a spiritual solution, and they find relief by working the Debtors Anonymous recovery program based on the Twelve-Step principles.